When is it too close to stop a foreclosure on my property. The Trustee sale on your property can be halted up to the very day of the sale. A foreclosure is also called a Trustee Sale, a Sheriffs Sale, or going to auction. If you hire a professional Realtor they can call and request time to short sell and the mortgage company can stop the trustee sale with a phone call. A more solid way to ensure the sale is halted is to file a bankruptcy. You should get advise on the time it takes from a bankruptcy lawyer but I have seen a sale stopped as close to 24 hours before the sale from an emergency filing of the bankruptcy and stay.
Do not worry about the time get a professional on the job as soon as possible, get the information you need, then you'll be able to make decisions, your feeling of not knowing what to do usually comes from not having the facts, it is the unknown that creates the indecision.
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